Town & Parish Councils INSURANCE

A Bespoke Approach To The Needs Of Your Town & Parish Council

As mentioned, our team works with extensive experience in helping town & parish councils get the cover that they need to protect them from all manner of risk. However, when we work with a public sector client, we understand that organisations and specific risks can vary greatly. As a result, we make sure that our team starts by developing a deep understanding of what it is that you do, whether it’s events that you run, public resources that you manage, or otherwise.


By understanding the specific operations of your town & parish council, we can then develop a better idea of what threats might face you. This means that we can then offer tailored policy plans. We can focus on providing the coverage that you’re most likely to need while making sure we don’t bog you down with the costs of protection that you are never likely to use.

Which Risks Does Your Town & Parish Council Face?

As mentioned, we will work to the specific needs of your Town & Parish Council once we have developed a better understanding of what it does and what risks that it faces. However, Forum Insurance has a wide range of services that we have experience in offering to public sector entities. If you are interested in any of these specific policies, we recommend that you ask our team about them and we will be glad to look at your options with you.


  • Cyber liability for increasing digital and data security risks.
  • Reputational risk that can help deal with libel or slander
  • Fleet risk management for any councils that operate with vehicles at risk of on-road incidents.
  • Insurance for theft & fraud by employees
  • Cover for damage or theft of any council vehicles, including leased vehicles.
  • Protections against lawsuits brought against the council for breach of professional duty.
  • Third-party injury and property damage.
  • Operations interruption and loss as a result of premises closure.
  • Damage protection against fire and other natural risks.


Each and every one of these town & parish council insurance policies will be catered to your specific needs, making sure that we don’t add any costs for coverage you don’t need while giving you all the protection that can help you mitigate any risks associated.

The Greater Risks That Councils Face

Town and parish councils are public entities. As a result, unlike private companies, their risks are not mostly confined to the customers, employees, and partners that interact directly with them. They can be exposed to greater levels of risk since anyone and everyone can be affected by the services provided by councils.


However, town and parish councils do not tend to have the budgetary room or access to consultations that allow them to manage their own risks as effectively as possible. Forum Insurance has worked with a wide range of public sector organisations to help them better understand and manage their levels of risk with the policies they need to protect themselves and their stakeholders. You don’t need to know your council’s risks in and out to work with us, we will help you find out what they are and how to protect against them.

An Approved Public Entity Insurance Provider

The needs of public entities, such as town & parish councils, when it comes to insurance will vary greatly from the needs of a private company. As such, you want to work with an insurance provider who has plenty of experience working in the public sector. Not only does Forum Insurance have over thirty years of experience of just that, but we are also one of the few insurance providers to have the exclusive approval of the Crown Commercial Service.


A trading fund that’s part of the UK government, Crown Commercial Service is widely trusted as the go-to place to expert commercial and procurement services. As such, their approval of our services to provide bespoke insurance services to public sector entities is one that we have great pride in and take very seriously. In order to earn this approval, Forum Insurance went through an extensive evaluation over several months to ensure we provide the best value public sector insurance services.

Our C.H.E.C.K.S Principles

To make sure that we offer the highest possible standards of service to our public sector clients, including town & parish councils, Forum Insurance has formalised a set of principles that every member of our team follows.


The C.H.E.C.K.S. principles are there to ensure that we meet all of your insurance needs while supporting you in every sense possible, and they stand for the following:


  • Competent: We seek out the highest quality training and development methods for our team to make sure that they are fully equipped with the experience and skills needed to assist you through every step of your insurance journey.
  • Honest: We are up-front and clear with all of our clients and stakeholders, following regulations by the FCA and members of the CII and BIBA.
  • Experienced: With over 30 years in providing insurance services and now providing public sector insurance, we can assure you that we know the market and know how to best serve the needs of our clients.
  • Consistent: It is one of our primary aims to provide reliable and consistently high levels of service, no matter what changes might happen in the market or economy at large.
  • Keen: Each member of our team is motivated and dedicated to make sure that our long-term relationships with clients are fostered to the satisfaction of all sides.
  • Sincere: We work to the statutory requirements and legislation imposed by the government and the FCA, but we also follow strict moral principles to ensure that we follow our duty to each of our clients.


Through the C.H.E.C.K.S. principles, we are always making sure to check that we are working to the highest possible standards of our council clients. As such, you can rest assured that Forum Insurance truly does have your best interests at the core of our motivations.

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